Business Model

Key Differentiators and Market Position

Torque provides a unified technology platform for tokenized fund operations through a business-to-business-to-consumer (B2B2C) model. It combines tokenization, compliance, wallet, Investor experience, and servicing components for Issuers and enterprise Operators.

Partner Operating Model

An enterprise Operator can use Torque components to run its own branded, Torque-based investment experience within its enterprise-agreement scope. An Issuer can use the Issuer workspace to create and service funds. The Administrator handles platform-wide administration for all funds and issuers through the administration workspace.

The operating model separates responsibilities:

• Torque supplies shared technical conventions for tokenization, compliance, wallets, and servicing.
• Each Issuer remains responsible for its fund terms, disclosures, approvals, and servicing work.
• Each Operator operates within its own enterprise scope and agreement.
• Administrator retains platform-wide administration across funds and issuers.

This model describes platform and partner responsibilities within each enterprise scope.