Compliance

Torque applies compliance controls to Investor eligibility, fund terms, payments, custody, disclosures, cancellations, and records.

Start with the governing question

Question	Constraint detail	Workflow
Which responsibilities and regulations apply?	Investment process and regulation introduction	Onboard an Investor and Subscribe and fund
How does Investor identity and eligibility govern access?	KYC lifecycle, accreditation lifecycle, and wallet constraints	Onboard an Investor and Wallet and transfers
Which fund rules and disclosures apply?	Material change, early closing, and fund rules	Material change and Early closing
Who owns transaction restrictions and cancellations?	Investment cancellation, funds transfer, and electronic payment	Cancel, recover, and hand off work
Where are records and regulatory references?	Regulation index and Reference	Reference

Compliance boundaries

• Issuer applies fund-level terms, disclosures, approvals, and servicing controls.
• Investor supplies identity, eligibility, consent, signed terms, and permitted transaction actions through one experience.
• Administrator administers all funds and issuers, including platform-wide exceptions and records.
• Operator follows the enterprise-agreement scope for its own Torque-based platform. It is not a separate compliance application or permission model.
• Compliance, identity, payment, custody, document, and notification services record their decisions and results.

Topics

• Investment process
• Investment cancellation
• Bank account linking
• Funds transfer
• Electronic payment
• Offer material change
• Offer early closing
• Offer cancellation
• Successful offer outcome and unsuccessful offer outcome
• Regulatory references