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Execute the investment ​

Torque connects investor onboarding, agreements, funding, Issuer acceptance, and delivery of the investment. The outcome is a confirmed holding with records that explain how the investor received it.

Offering preparation configures the requirements. This stage applies them to each investor and subscription through one connected investor experience.

Discover and qualify ​

  • Product discovery: Present published product information and the documents needed for investor due diligence.
  • Account access: Provide the configured sign-in experience through the branded portal. Tahoe describes email sign-in without software installation or blockchain setup.
  • Investor profiles: Support individual, entity, trust, plan, and custodian-related profiles with the associated information required for each type.
  • Identity and business checks: Collect the required know-your-customer (KYC) and know-your-business (KYB) evidence through configured services.
  • Investor eligibility: Coordinate accreditation, suitability, questionnaires, supporting documents, and required consents.
  • Resumable onboarding: Let investors continue incomplete forms, evidence submissions, and eligibility actions.
  • Investor management: Give authorized teams profile-scoped onboarding records, invitations, status, and bank-account settings.

The onboarding workflow defines the eligibility outcome. Investor profiles define the profile-specific information and actions.

Subscribe and fund ​

  • Investment selection: Select an available product, an owned eligible profile, the investment amount, and an available funding method.
  • Electronic agreements: Coordinate review, signatures, commitment, consent, and retained completion evidence.
  • Bank or stablecoin funding: Support the configured bank, wire, wallet, escrow, and USDC routes. Tahoe describes ACH, wire, and USDC subscriptions into one share class.
  • Verified funding sources: Link the required bank account and provision the configured investor wallet or custody account.
  • Separate payment records: Retain each funding method's balances, provider references, transactions, and completion evidence.
  • Funding confirmation: Show completed funding only after the responsible service confirms the authoritative result for that method.
  • Issuer acceptance: Hand the funded subscription to Issuer for a separate acceptance decision.

A bank transfer, a blockchain transaction, and a custody operation have different completion records. A submitted payment or pending provider response is not completed funding. Fiat records and linked on-chain assets retain their own balances. They do not become one interchangeable balance.

See Subscribe and fund and the Hybrid Wallet for funding and account boundaries.

Deliver and confirm ownership ​

  • Pricing: Record the applicable investment-specific fulfillment price when the custody path requires it.
  • Authorized signing: Coordinate the required fund-owner signing and its verification handoff.
  • Share fulfillment: Track delivery, deposit fulfillment, and any required investor claim.
  • Confirmed holding: Show issued or received shares only after the responsible service confirms the required receipt or claim.
  • Connected share records: Link the investment, holding, share ledger, custody result, and on-chain records.
  • Capacity management: Track subscribed and confirmed shares, prevent oversubscription, and release allocations following permitted cancellation.

Funding, Issuer acceptance, fulfillment, and investor receipt are separate outcomes. Shares that are merely claimable remain incomplete until the required investor claim succeeds. See Receive and manage a holding and the tokenization service.

Handle interruptions and changed terms ​

  • Resume existing work: Continue incomplete onboarding, signatures, subscriptions, funding, and claims from their recorded state.
  • Cancellation and refunds: Apply the permitted cancellation decision and track the separate refund or reversal result.
  • Material changes: Send required notices, collect investor reconfirmation, and follow applicable cancellation or refund rights.
  • Early closing: Coordinate notices, investor decisions, closing conditions, escrow release evidence, share records, and closing notifications.
  • Recovery ownership: Keep the reason, status, evidence, responsible owner, and permitted next action visible for exceptions.

Recovery reconciles the existing operation before a retry. It preserves the connection between the payment, investment, and ownership records.

See Cancellation and recovery, Material change, and Early closing.

Practical value and boundaries ​

One investor journey reduces disconnected handoffs between forms, agreements, payment services, and ownership records. Investors can resume incomplete actions, and operating teams can distinguish funded subscriptions from completed holdings.

Payment methods, custody arrangements, signing requirements, and providers depend on the product and deployment. Bank and USDC participation in one share class does not imply that every deployment supports multiple share classes or automatic currency conversion. See the Tahoe fund cycle for the fund-facing example.

Continue to Operate and return capital, review Prepare the offering, or return to the Platform overview.